10 tips to improve your credit score in 2025

Improving your credit score can have a huge impact on your finances. A good credit score makes it easier to borrow money for a major purchase, like a home or vehicle, and qualify for the best interest rates.

Whether you’re building credit from scratch or trying to improve, boosting your credit score in the new year is a reachable goal. But achieving an excellent credit score isn’t something that happens overnight. We’ll walk you through the basics of credit scores and give you the tools to make your credit soar in 2025.